---
type: product
title: "Plastic Credit Cards"
description: "Plastic credit cards for gift, loyalty and member programs, on 30mil white PVC at bank card size, with a magnetic stripe or barcode, from $226.11 per 250."
resource: https://www.4over4.com/product/plastic-credit-cards
tags: ["Gift Cards Printing", "product"]
generated:
  by: "process:4over4-mapp-build"
  at: 2026-10-30T18:31:47.196Z
timestamp: 2026-10-30T18:31:47.196Z
sources:
  - resource: https://www.4over4.com/product/plastic-credit-cards
    title: "Plastic Credit Cards"
status: stable
---

# Plastic Credit Cards

Plastic credit cards for gift, loyalty and member programs, on 30mil white PVC at bank card size, with a magnetic stripe or barcode, from $226.11 per 250.

## Price and options

- Starting price: From $226.11 for 250
- Rating: 5.0 from 1 reviews
- Sizes (1): 2.125" x 3.375"
- Paper types (1): 30mil White Plastic (Credit Card Thickness)
- Finish: UV Gloss Finish, Silk Laminated - Matte Finish
- Configurator options: Finish (2), Ink Color (2), Foil Stamping (4), Foil Color (1), Spot UV (1), Signature Panel (2), Magnetic Stripe (3), Encoding (0), Barcoding with Numbering (5), Variable Data (Sequential Numbering, etc) (2), Scratch Off with Pin (2), Embossed Numbering (7), Lanyard Slot (3), Rounded Corners (1), Proof Options (2)

If ordering optional foil stamping, please follow the Prepared Instructions. Please prepare CMYK File with all design areas that do not have a metallic foil finish. You MUST include a 100% Black Foil Mask of the elements of your design to be stamped with foil. Only one foil color is available per card design, whether you print on the front, back or both sides. Furthermore, if you are ordering optional spot or raised spot UV, please follow the Prepared Instructions found on the same page in the link below under Spot UV. Once again, you must include a SEPERATE 100% Black Foil Mask of the elements of your design to be spot UV coated.

## See Plastic Credit Cards in action

2.125 x 3.375 inch cards on 30mil white plastic, UV Gloss or Silk Matte, with magnetic stripe, barcode, numbering and embossing options.

Plastic Credit Cards: Key Facts

- From $226.11 per 250 cards, with the per-card price dropping across 12 quantity tiers to about 25 cents each at 10,000.
- Credit card size, the exact 2.125" x 3.375" footprint, printed on a single 30mil white plastic stock the same thickness as a bank card.
- Magnetic stripe in LoCo or HiCo, plus barcoding with numbering and sequential variable-data numbering so every card ships unique.
- UV Gloss or Silk Matte finish, full color on one or both sides, with embossed numbering, foil stamping, a signature panel, scratch-off and a lanyard slot as add-ons.
- 15 business day standard production, 1/8" rounded corners as standard, rated 5 out of 5 and backed by five Gold Standard guarantees.

## Print a Card That Earns a Wallet Slot

Take the exact card a bank hands out, then build it for your brand instead. These plastic credit cards are rigid 30mil stock cut to the familiar 2.125" x 3.375" shape, with the same weight in the hand and the same rounded corners, so it goes into a wallet slot the way a bank card does. Print full color, then decide how far to take it with a stripe, a number, a signature panel, or a barcode. Pricing starts at $226.11 for 250, with a perfect 5 out of 5 rating.

A plastic credit card swipes through a reader, scans at a register and carries its own number, and it lasts for years in a wallet next to the bank cards it matches in size. To compare it with the rest of the plastic-card lineup, browse every style on [gift cards printing](https://www.4over4.com/gift-cards-printing), or build yours from the choices below.

A boutique launching a gift card program can start at 250 for $226.11, and a chain rolling cards out to every store can climb the 12 tiers to 10,000. Tap any tier below to see its order total and what the step up saves.

### Print more, pay less per card

12 quantity tiers, 250 to 10,000 cards

- Quantity: 250 cards
- Per card: 90.4¢
- Box total: $226.11
- You save: 0%
- 500 cards, 39% off, 55.3¢ per card
- 1,000 cards, 58% off, 37.8¢ per card
- 5,000 cards, 67% off, 30.3¢ per card
- 10,000 cards, 73% off, 24.7¢ per card

90.4¢ per card at 250, 24.7¢ at 10,000

### What Are Plastic Credit Cards

Plastic credit cards are durable 30mil white plastic cards printed full color at the standard 2.125" x 3.375" credit card size, on one or both sides. People reach for them when a paper card would not survive or would not be trusted: gift cards, membership and loyalty cards, VIP and discount cards, hotel key cards and photo ID cards. If you need the same card built around a specific job, the [Plastic Gift Cards](https://www.4over4.com/product/plastic-gift-cards) and [Plastic Membership Cards](https://www.4over4.com/product/plastic-membership-cards) start from this same stock and size.

### Credit card style cards for business

These are business issued cards in credit card format: gift cards, membership cards, loyalty cards and VIP cards, printed with your brand on the same rigid plastic and at the same size as the card in your wallet. They are not bank issued payment cards, they carry no funds of their own and they are not accepted anywhere as a means of payment.

What people are buying is the format. A card at this size and weight goes into a wallet slot and stays there, which is the whole reason a gift card outperforms a paper voucher and a membership card outperforms a keyring tag. Your systems do the rest: the value, the balance, the membership record and the discount all live in your own database or point of sale, and the card is the physical key that points at them through a number, a barcode or a magnetic stripe.

### What can you print on a credit card sized plastic card

Custom PVC cards at credit card size and thickness, printed for loyalty, membership, gift, VIP and ID use. They are not bank issued payment cards. Beyond that, almost anything you can design: full color artwork on one side or both, a photo, a logo, a QR code, a barcode, a member name, a unique serial number on every card, terms and a signature panel on the back.

The common jobs are a gift card sold at the counter, a membership or loyalty card that gets scanned on each visit, a staff or student ID with a photo and a lanyard slot, a VIP or access card for an event, and a discount card handed out by a partner business. All of them use the same stock and the same size; what changes is which add-ons you turn on.

### What Size and Material Is a Plastic Credit Card

Every card here is 2.125" x 3.375", the exact credit card standard, so it slides into a wallet slot, a cardholder or a swipe reader built for a bank card. The single 30mil white plastic stock matches the 0.030 inch thickness of the card in your pocket, rigid in the hand and durable for years, and the 1/8" rounded corners come standard to match the profile of a real card. The specs panel below lists every option.

### Plastic Credit Cards , Configured Your Way

6 option groups, 18 choices, defaults: UV Gloss Finish, 4/0: 4 Color Front; Blank Back

- 6 groups: 18 total

#### The exact spec

| Spec | What ships |
| --- | --- |
| Size | 2.125" x 3.375", the standard bank card footprint, so it fits every wallet slot and card holder already in circulation. |
| Stock | 30mil White Plastic, the same thickness as a bank card, rigid rather than flexible. |
| Corners | 1/8" rounded radius as standard, cut on all four corners. |
| Printing | Full color on one side or both. |
| Finish | UV Gloss or Silk Matte across the face. |

Those numbers matter for more than the feel. A card at this exact size and thickness runs through the swipe readers, badge printers, card holders and wallet slots that were built around the standard, which is what separates a plastic card from a thick printed card that only looks like one.

### What Finishes and Printing Options Are There

Pick the surface first. UV Gloss gives logos and photos a hard shine at a counter, and Silk Laminated Matte feels soft and hides fingerprints on a card handled every visit. Print 4/0 for full color on the front with a blank back, or 4/4 when the back carries terms, a barcode or a design.

Three finishing options make the card work like a bank card. Embossed numbering presses raised digits into the plastic, in plain, gold tipped or silver tipped styles. Foil stamping adds metallic foil to the front, the back, or both. A signature panel gives the cardholder a strip to sign in ink. Add only the ones your program uses.

### Metal look finishes without the metal

Two options here get most of the way to a metal card on a plastic budget.

Foil stamping in silver or gold presses real metallic foil into the card, so a logo, a name or a number sits on the surface as reflective metal rather than as printed ink. Printed metallic ink never quite convinces, foil does, because it is actually reflecting the room. It is the strongest option for a VIP or premium gift card where one element should catch the light.

The Silk Matte finish takes the shine off the whole face and leaves a soft, even surface that reads like brushed metal in the hand, especially in a dark or metallic color scheme. It also hides fingerprints, which UV Gloss does not.

Being straight about the difference: an etched metal card is milled from metal, so it has real weight, a cold feel and a cut edge you can see. A 30mil PVC card with silver foil and a silk matte face looks the part in a photograph and in a wallet, but it weighs what plastic weighs and it flexes where metal does not. If the goal is a card people photograph and keep, this gets there. If the goal is the sound it makes when it lands on a table, that is a metal card.

### Can You Add a Magnetic Stripe, Barcode, or Numbering

Yes. Add a magnetic stripe in LoCo or HiCo and the card swipes through a reader, ready to drive a gift balance, a membership check-in or a hotel door. Add barcoding with numbering, in Code 128, Code 39 or another format, and every card scans at a register or a scanner. Turn on variable data with sequential numbering and each card in the run prints a different number or code, so a batch of 1,000 gift or loyalty cards ships with 1,000 unique IDs instead of duplicates.

Add a scratch-off panel with a hidden pin for redemption codes, and punch a lanyard slot on the 2.125" or 3.375" edge for badges worn on a cord. One card can then carry a stripe, a barcode, a signature and a slot together. The same encoding powers the [Hotel Key Cards](https://www.4over4.com/product/hotel-key-cards) and the [Plastic Identification Cards](https://www.4over4.com/product/plastic-identification-cards) in the range.

For your own artwork, download the [blank plastic credit card template](https://www.4over4.com/blank-templates/plastic-credit-cards). It is built at the 2.125" x 3.375" trim with the 1/8" bleed and safe margin drawn in, so no logo or number crowds the cut or the rounded corners. Drop your art in and upload.

### Press-Ready Blank Templates

2 blank layouts, starting at 2.125" x 3.375", with the cut and safe margins marked

- [Credit Cards 2.125" x 3.375" · from $226.11 for 250](https://www.4over4.com/blank-templates/credit-cards)
- [Plastic Credit Cards 2.125" x 3.375" · from $226.11 for 250](https://www.4over4.com/blank-templates/plastic-credit-cards)

[Browse more](https://www.4over4.com/blank-templates/plastic-credit-cards)

#### Every add-on, by its configurator label

- Magnetic Stripe, LoCo or HiCo. LoCo is low coercivity, the easier stripe to encode and re-encode, so it suits cards whose data changes. HiCo is high coercivity, harder to erase by accident against a phone or another card, so it suits cards that stay in a wallet for years.
- Barcoding with Numbering, in Code 128, Code 39, UPC-A or EAN-13. Pick the symbology your scanner and point of sale already read. Code 128 and Code 39 are the usual choices for membership and loyalty numbers; UPC-A and EAN-13 are the retail formats, for cards that ring up at a till.
- Variable Data sequential numbering. A different number printed on every card in the run, which is what makes each card unique enough to track, redeem once, or tie to a member record.
- Embossed Numbering at 14pt or 18pt, with gold or silver tipping. Raised characters pressed into the card the way a bank card carries its number, with the raised faces tipped in metallic foil. 18pt is the larger, more visible size.
- Signature Panel. A writeable strip on the back, so a member or cardholder can sign in ink on a surface that otherwise rejects a pen.
- Scratch Off with Pin. A concealed code under a scratch layer, the standard way to ship a gift or promotional code without exposing it on the shelf.
- Lanyard Slot, on the 2.125" side or the 3.375" side. A punched slot for a clip or lanyard. Choose the short side for a card that hangs portrait, like an event or staff badge, and the long side for one that hangs landscape.

Add-ons combine, so one card can carry a magnetic stripe, a barcode and sequential numbering at once. Decide first how the card gets read, by swipe, by scanner or by eye, because that decides which of these you actually need.

### How Much Do Plastic Credit Cards Cost

A set of 250 plastic credit cards costs $226.11, and the price per card falls as the run grows toward 10,000. A 1,000-card run is $377.68 and a 10,000-card order is $2,474.47, roughly 25 cents a card. Set the slider below to the number of cardholders in your program to see the order total and the per-card cost.

## Wally prints a card people keep in their wallet

Why a stack of plastic cards outlasts every paper one.

Plastic credit cards start at $226.11 for 250, printed on the same 30mil plastic and the exact 2.125 by 3.375 inch size as a real bank card. Add a magnetic stripe, a barcode or a unique number per card, pick UV Gloss or Silk Matte, and Wally turns your design into a gift, membership or key card that earns a wallet slot.

### Plastic Credit Cards Price By Quantity

250 for $226.11 ( 90.4¢ each) up to 3,000 for $1,009.25 ( 33.6¢ each)

- Plastic Credit Cards: QTY · TOTAL
- 250 at 90.4¢: $226.11
- 500 at 55.3¢: $276.63
- 1,000 at 37.8¢: $377.68
- 2,000 at 34.7¢: $693.46
- 2,500 at 35.3¢: $882.94
- 3,000 at 33.6¢: $1,009.25
- From: $226.11

#### Minimum order, quantity ladder and production time

The minimum order is 250 cards, at $226.11 for the set. Plastic card production runs on a press and finishing line set up per job, so the setup is the same whether you order 250 or 10,000, which is why there is a floor and why the per-card cost falls steeply as the run grows.

| Quantity | What it costs |
| --- | --- |
| 250 (minimum) | $226.11 for the set. |
| Twelve tiers in between | The per-card price drops at each step, so the next tier up is usually cheaper per card than topping up later with a second order. |
| 10,000 (largest tier) | About 25 cents per card. |

Plan the timing too. Standard production is 15 business days, because encoding, embossing, foil and finishing each add a pass after printing. That is the one thing to work backwards from if the cards have to be in hand for a launch, a season or an event.

### Which card should you order

Every card below prints on the same 30mil stock at the same 2.125" x 3.375" size. The difference is which add-ons and artwork the product is set up around, so start from the job:

- [Plastic gift cards](https://www.4over4.com/product/plastic-gift-cards), for a card sold or given at the counter and redeemed against a balance. Pair with a barcode or magnetic stripe and a scratch-off pin.
- [Plastic membership cards](https://www.4over4.com/product/plastic-membership-cards), for a card that identifies a member on every visit. Pair with sequential numbering and the barcode format your system reads.
- [Plastic discount cards](https://www.4over4.com/product/plastic-discount-cards), for a card handed out to drive repeat visits, usually printed at volume with a single offer on the face.
- [Plastic VIP cards](https://www.4over4.com/product/plastic-vip-cards), for the tier that has to look the part. This is where foil stamping, embossed numbering and the silk matte face earn their cost.

### How Do Plastic Credit Cards Compare to the Range

Gift, membership, VIP and credit card style cards share one base: 30mil white plastic at 2.125" x 3.375", from $226.11. Pick the one set up around your program, a balance, a member number or a VIP tier, and add the encoding it needs. The chart below lines up plastic credit cards against their closest siblings so you can see how they stack up before you choose.

### The smart pick in gift cards

Plastic Credit Cards beside Gift Card Holders, Plastic Card Sleeves, Plastic Identification Cards, out of 16 gift cards styles

- Lowest entry price in the category, $170.03, [Gift Card Holders](https://www.4over4.com/product/gift-card-holders), the most affordable way into the category
- Most-reviewed style in the category, 61 reviews, Plastic Gift Cards, the category's top-reviewed pick at 4.9★

|  | Plastic Credit Cards | Gift Card Holders | Plastic Card Sleeves | Plastic Identification Cards |
| --- | --- | --- | --- | --- |
| Min price | $226.11 | $170.03 | $246.31 | $264.00 |
| Paper / stock | 30mil White Plastic (Credit Card Thickness) | 14pt Gloss Cover | 80# Gloss Text | 30mil White Plastic (Credit Card Thickness) |
| Finish | UV Gloss Finish | Standard Finish | · | UV Gloss Finish |
| Default qty | 250 | 25 | 500 | 125 |
| Turnaround | 15 business days | 5 business days | 10 business days | 10 business days |
| Rating | ★ 5.0 (1) | ★ 4.9 (60) | ★ 4.6 (5) | ★ 5.0 (1) |

### How Fast Can You Get Plastic Credit Cards

Plastic credit cards take 15 business days in standard production, because each card is printed first and then encoded, embossed, foiled and finished in separate passes. Choose a Free Online Proof and you can check your file before it goes to production, or go straight to production when your artwork is ready. Upload a print-ready PDF, JPG or PNG built at the 2.125" x 3.375" trim size and your card is on its way.

### See the Rest of Our Cards

If a gift card, a membership card or a VIP card suits your program better, each one lists its own starting price on its product page. Scan the full [print product range](https://www.4over4.com/products) for everything else we print.

### More From Custom Gift Cards

16 products in the Custom Gift Cards range, including Plastic Gift Cards, Gift Card Holders, Holographic Gift Cards

- [Plastic Gift Cards From $226.11](https://www.4over4.com/product/plastic-gift-cards)
- [Gift Card Holders From $170.03](https://www.4over4.com/product/gift-card-holders)
- [Holographic Gift Cards From $226.11](https://www.4over4.com/product/holographic-gift-cards)
- [Holographic Plastic Cards From $226.11](https://www.4over4.com/product/holographic-plastic-cards)
- [30mil Clear Plastic Cards From $529.26](https://www.4over4.com/product/30mil-clear-plastic-cards)
- [30mil Frosted Plastic Cards From $529.26](https://www.4over4.com/product/30mil-frosted-plastic-cards)
- [30mil White Plastic Cards From $226.11](https://www.4over4.com/product/30mil-white-plastic-cards)
- [Plastic Card Sleeves From $246.31](https://www.4over4.com/product/plastic-card-sleeves)

[Browse all of Custom Gift Cards](https://www.4over4.com/gift-cards-printing)

### Print Your Plastic Credit Cards Today

At 4OVER4.COM, quality comes first, and it is backed by five guarantees and 25+ years of printing since 1999. Whatever finish, encoding or numbering you pick, every card matches a bank card in size and thickness. Order your plastic credit cards today.

### Key Cards and ID Cards on the Same Plastic

A hotel key card and a staff ID card are the same 30mil white plastic at the same 2.125" x 3.375" size, with different add-ons switched on. For a key card, add the magnetic stripe in LoCo or HiCo and the card swipes through the reader that opens the door. For an ID, print the photo and the name in full color, add the barcode your scanner reads, and punch the lanyard slot on the 2.125" side so the card hangs portrait on a cord. Sequential numbering gives every card its own number, which is what an access list or a member record keys on. If the whole run is one of those jobs, the [Hotel Key Cards](https://www.4over4.com/product/hotel-key-cards) from $226.11 and the [Plastic Identification Cards](https://www.4over4.com/product/plastic-identification-cards) from $264 are set up around them already.

### Artwork Rules for a Plastic Card

Build the file at the 2.125" x 3.375" trim with the 1/8" bleed and safe margin from the blank plastic credit card template, and keep type and logos inside the safe margin, because the 1/8" rounded corners take a bite out of every corner of the design. Leave the stripe zone on the back clear if you add a magnetic stripe, and a plain band where the signature panel prints. Embossed numbers and foil sit on top of the print, so put them over a flat color, not over a photo or a fine pattern. Barcodes want dark bars on a light ground with quiet space around them. Full color prints 4/0 or 4/4, and the free online proof shows you the card with every add-on in place before the 15 business day production starts.

## Plastic Credit Cards: Frequently Asked Questions

### Are these the same size as a real bank card?

Yes. They print at 2.125 inches by 3.375 inches on 30mil white plastic, the same footprint and thickness as the card already in your wallet, with 1/8 inch rounded corners as standard. That is why one drops into a wallet slot, a card holder, or a reader without any adjustment.

### What is the difference between a LoCo and a HiCo magnetic stripe?

Both are available. LoCo, or low coercivity, is easier to encode and rewrite, which suits cards that get reprogrammed. HiCo, or high coercivity, holds its data more stubbornly and is the usual choice for cards that live in a wallet next to phones and other magnets. Check which your reader is set up for before choosing.

### Can every card carry a different number?

Yes. Sequential variable-data numbering puts a unique number on each card in the run, and barcoding with numbering is available for scanner-based systems. That is what lets you track individual cards rather than treating the batch as identical prints.

### What is the minimum order and how far does the price drop?

The minimum is 250 cards at $226.11. Pricing then moves through 12 quantity tiers, reaching about 25 cents a card at 10,000. The gap between the smallest and largest tier is wide, so it is worth checking the next tier up before you commit.

### Which finish should I pick?

UV Gloss gives a hard, shiny surface that makes color and photography look bright, while Silk Matte is smoother and softer with less glare. Matte tends to look more restrained and hides handling marks, gloss reads bolder at a counter. Both cover full color printing on one or both sides.

### What add-ons can I put on the card?

Beyond the magnetic stripe and barcode, you can add embossed numbering, foil stamping, a signature panel, a scratch-off area, and a lanyard slot. Each one changes how the card is used, so decide first whether the card is swiped, scanned, signed, or worn.

### How long does production take?

Standard production is 15 business days, which reflects the plastic card manufacturing and any encoding, numbering, or finishing you add. Shipping time is separate. Start the order well before a program launch date rather than the week of it.

### Can I print credit card-sized cards?

Yes. Every card on this page prints at the exact 2.125" x 3.375" bank card size on 30mil white plastic with 1/8" rounded corners, so it fits wallet slots, card holders and swipe readers. Orders start at 250 cards for $226.11, full color on one or both sides, with a UV Gloss or Silk Matte finish.

### How much does it cost to print 1000 cards?

A run of 1,000 plastic credit cards is $377.68, which works out to under 38 cents a card, against $226.11 for the 250 minimum. The price keeps dropping through 12 tiers to about 25 cents a card at 10,000. Add-ons like a magnetic stripe, embossing or foil are priced on top in the configurator.

### Can banks print credit cards?

Payment cards are issued by banks through their own card makers, and nothing printed here can be used to pay. What 4OVER4.COM prints is the same format for your own business: gift, membership, loyalty, VIP, key and ID cards, with a magnetic stripe, a barcode and unique numbering that your own system reads.
